July 18, 2012

Bank of Baroda Education Loan Online Application Form,Interest Rate,Abroad

Bank of Baroda Education Loan Online Application Form,Interest Rate,Abroad :1.Bank of Baroda Education Loan will be providing education study loan for India, Abroad for college student.so All the interest Candidates to follow the Interest, rate, Criteria, EMI Calculator, Procedure to below will providing.

2.Bank of Baroda Education Loan official Website @ www.bankofbaroda.com

3.Bank of Baroda Education Loan Following are the loan options available:

(A) Baroda Vidya

(B) Baroda Gyan

(C) Baroda Scholar



(A) Baroda Vidya

4.Bank of Baroda Vidya Education Loan Eligibility:

(A) Should be an Indian national residing in India.
(B) Student should have secured admission to a recognized school, Highschool, Jr.College (including CBSE, ICSE, State Board) for any of the following courses

1. Stage I : Nursery to V th STD.
2. Stage II : VI th to VIII STD.
3. Stage III : IX th to XII th STD.

5.Bank of Baroda Education Loan Maximum Loan Amount: Rs.4 Lacs

6.Bank of Baroda Education Loan Repayment Period : Loan for each yearly sub limit is repayable in 12 equal monthly instalments. First instalment to be due 12 months after first disbursement of each year's loan component.

7.The parents must be residing in the place for a minimum period of 3 years, except in the case of transferable job.

8.Bank of Baroda Education Loan Security : In case the loan is given for purchase of computer the same is to be hypothecated to the bank.

For More Details Please CLICK HERE @ http://www.bankofbaroda.com/PFS/vidya.asp

(B) Baroda Gyan

8.Bank of Baroda Education Loan Baroda Gayan Courses Eligible :

(a) All Graduation courses.
(b) All Post Graduation courses & Doctorate courses.
(c) Professional Courses viz. Engineering, Medical, Agriculture, Veterinary, Law, Dental, Management, Computer, Ayurved, Homeopathy, Physiotherapy, Hotel Management, Hospital Management, Interior Designing, Architecture, Event Management, Mass Communication, Fashion Technology, etc.
(d) Computer certificate courses of reputed institutes accredited to Dept. of Electronics or institutes affiliated to Universities.
(e) Courses like C.A, ICWA, CFA, CS, etc.
(f) Courses offered in India by reputed foreign Universities.
(g) Evening courses of institutes approved by State/Central/Govt./UGC/AICTE/AIBMS/ICMR/ICAR.
(h) Courses offered by National Institutes and other reputed private institutions. The College/Institute must have been approved by the State/Central Govt./UGC/AICTE,etc.

9.Baroda Gyan Education loan Student Eligiblity :

(1) Should be Resident Indian.
(2) Secured admission to either of above courses

10.Baroda Gyan Education loan Maximum Loan Amount : Rs 7.50 Lacs.

11.Baroda Gyan Education loan Margin :

Upto Rs. 4.00 lacs :- NIL
Above Rs. 4.00 lacs :- 5% Margin is to be contributed on pro rata basis on year to year basis as and when disbursements are availed.

12.Baroda Gyan Education loan Repayment Period : The loan is repayable in 5-7 years after the above period.

13.Baroda Gyan Education loan Security : Upto Rs.4 lacs : No security

Above Rs. 4 lacs : Collateral in the form of a suitable third party guarantee alongwith assignment of future income.

for more details @ http://www.bankofbaroda.com/PFS/gyan.asp

(C) Baroda Scholar

14.Baroda Scholar Education Loan Eligiblity of Courses : Graduate/Post Graduate / Doctorate / Job Oriented Professional / Technical Courses offered by reputed Universities overseas.

15.Baroda Scholar Education Loan Maximum amount of loan : Graduation & Other Courses up to 3 years duration : Rs.10 Lacs

Post graduation and other advanced studies : Rs.15 Lacs

Baroda Scholar Margin : 15% Repayment Period :

16.Baroda Scholar Education Loan Security : Upto Rs.4.00/- lacs : No security

Above Rs. 4.00/- lacs upto Rs. 7.5 lacs : Collateral in the form of a suitable third party guarantee.

Above Rs. 7.5 lacs : Collateral security equal to 100% of loan amount.

For More Details Please CLICK HERE @ http://www.bankofbaroda.com/PFS/scholar.asp

For All Details Of Education Loan Of Bank Of Baroda Please Visit: www.bankofbaroda.com/PFS/eduloans.asp
Bank of Baroda Education Loan Online Application Form,Interest Rate,Abroad
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