Home / Education Loan
Showing posts with label Education Loan. Show all posts
Showing posts with label Education Loan. Show all posts

July 11, 2015

Dena Bank Education Loan - Interest Rate, Eligibility

Dena Bank Education Loan - Interest Rate, Eligibility

1.Dena Bank Education Loan (Dena Vidya Laxmi Educational Loan Scheme) will be providing education study loan for India, Abroad for college student. so All the interest Candidates to follow the Interest rate, Criteria, EMI Calculator, Subsidy Procedure, Scheme to below will providing below.

 2. Dena Bank Education Loan (Dena Vidya Laxmi Educational Loan Scheme) official Website @ www.denabank.com

 3. Dena Vidya Laxmi Educational Loan Scheme

 4. Dena Bank Education Loan (Dena Vidya Laxmi Educational Loan Scheme) Course Eligibility

 5. Dena Bank Education Loan (Dena Vidya Laxmi Educational Loan Scheme) Study in India: Graduation courses, Post-Graduation courses, Masters & PhD, Professional courses.

 6. Dena Bank Education Loan Study Abroad: Graduation for professional/ technical courses offered by reputed universities; Post Graduation (MCA, MBA, MS)

 7. Dena Bank Education Loan (Dena Vidya Laxmi Educational Loan Scheme) Loan Amount

 (a) Upto Rs.10 lakhs for studies in India.
(b) Upto- Rs. 20 lakhs for studies abroad.

 8.Dena Bank Education Loan (Dena Vidya Laxmi Educational Loan Scheme) Margin

 (a) Upto Rs. 4 lakhs - NIL for study in India and abroad.
(b) Above Rs. 4 lakhs- 5% for study in India and 15% for study abroad.

 8.Dena Bank Education Loan (Dena Vidya Laxmi Educational Loan Scheme) Repayment

 Moratorium- Course period + 1 year or 6 months after getting a job, whichever is earlier.
Repayment period- 5-7 years after start of repayment.

 9.For More Details Please Visit: www.denabank.com/viewsection.jsp?id=0,4,26,68
SBI Education Loan Online Application Form, Interest Rate, Abroad

SBI Education Loan Online Application Form, Interest Rate, Abroad

SBI (State Bank Of India) Education Loan Online Application Form, Interest Rate, Abroad : 1. State Bank Of India Education Loan SBI will be providing education study loan for India, Abroad for college student. so All the interest Candidates to follow the Interest rate, Criteria, EMI Calculator, Subsidy Procedure to below will providing below.

2. State Bank Of India Education Loan official Website @ www.statebankofindia.com

3. State Bank Of India Education Loan Eligible Courses

All courses having employment prospects are eligible : (a) Graduation courses/ Post graduation courses/ Professional courses
(b) Other courses approved by UGC/Government/AICTE etc.

4. State Bank Of India Education Loan Expenses considered for loan
(a) Fees payable to college/school/hostel
(b) Examination/Library/Laboratory fees
(c) Purchase of Books/Equipment/Instruments/Uniforms
(d) Caution Deposit/Building Fund/Refundable Deposit (maximum 10% tution fees for the entire course)
(e) Travel Expenses/Passage money for studies abroad
(f) Purchase of computers considered necessary for completion of course
(g) Cost of a Two-wheeler upto Rs. 50,000/-
Any other expenses required to complete the course like study tours, project work etc.

5. State Bank Of India Education Loan Amount of Loan
(a) For studies in India, maximum Rs. 10 lacs
(b) Studies abroad, maximum Rs. 20 lacs

6. State Bank Of India Education Loan Interest Rates
(a) For loans up to Rs.4 lacs - 12.25% p.a. Floating
(b) For loans above Rs.4 lacs - 13.25% p.a. Floating

7. State Bank Of India Education Loan Security : Upto Rs 4 lacs no security. Above Rs. 4lacs : collateral security equal to 100% of loan amount or guarantee of third person known to the bank and good for the loan amout.

8. State Bank Of India Education Loan Margin
(a) For loans up to Rs.4.0 lacs : No Margin
(b) For loans above Rs.4.0 lacs:
(c) Studies in India: 5%
(d) Studies Abroad: 15%

9. State Bank Of India Education Loan Repayment :

10. State Bank Of India Education Loan Repayment holiday/Moratorium: Course period + 1 year 0r 6 months after getting job/starts earning, whichever is earlier. The loan to be repaid in 5-7 years after commencement of repayment

11. For More Details Please Visit: https://www.sbi.co.in/user.htm?action=sbiEdulLoan or https://www.sbi.co.in/portal/web/student-platform/student-loan

February 19, 2015

Union Bank of India Education loan Online Application Form, Interest Rate, Abroad

Union Bank of India Education loan Online Application Form, Interest Rate, Abroad

Union Bank of India Education loan Online Application Form, Interest Rate, Abroad : 1. Union Bank of India Education loan will be providing education study loan for India, Abroad for college student. so All the interest Candidates to follow the Interest rate, Criteria, EMI Calculator, Subsidy Procedure to below will providing below.

2.Union Bank of India Education loan official Website @ www.unionbankofindia.co.in

3.Union Education loan scheme

4.Union Bank of India Education loan OBJECTIVE & PURPOSE
The scheme aims at providing financial assistance on reasonable terms:
(a) To the poor and needy students that they may undertake basic education
(b) To meritorious students that they may pursue higher or professional or technical education

4.Union Bank of India Education loan ELIGIBILITY
The student applying for UNION EDUCATION Loan ought to:
(a) Be an Indian National
(b) Has secured admission to professional or technical courses through an appropriate Entrance Test or selection process
(c) Has secured admission to a foreign University
(d) Has passed an appropriate qualifying examination

1. Studies in India
(a) School education up to +2
(b) Graduation/Post-Graduation
(c) Professional course
(d) Management course
(e) Special Education Loan Scheme for Students pursuing courses from approved institutions like IITs/IIMs/ /NIT XLRI/BITS/VIT/IISc/S.P. Jain Institute Of Management/Symbiosis Institute Of Management and T.S. Chanakya, Navi Mumbai- Nautical Science and MERI, Calcutta, Marine Engineering, MERI, Mumbai, Maritime Science.

2. Studies Abroad :
(a) Graduation: For job-oriented professional or technical courses offered by reputed universities
(b) Post-Graduation: MCA, MBA, MS and such other courses
(c) Courses conducted by CIMA, London, CPA, USA., and such other institution

5.Union Bank of India Education loan PURPOSE
(a) To the poor and needy students to undertake basic education
(b) To meritorious students to pursue higher or professional or technical education

6.Union Bank of India Education loan CONDITIONS
(a) The Parent/Guardian of the student who is availing loan from our bank shall be made co-obligator/joint borrower irrespective of the age of such students.
(b) The Loan Accounts of students applying through college/institutions will be sanctioned/disbursed at the branch nearest to permanent residence/place of domicile of the borrower student.
(c) Loan will be disbursed directly to the college/institute.
(d) Student to produce mark list of previous term/semester before availing next installment.
(e) Student /Parent to provide latest mailing address before availing next installment.
(f) In case of parents with transferable job, new address to be provided before availing installments.

7.Union Bank of India Education loan QUANTUM OF LOAN
Need-based finance subject to repayment capacity of the parent or student with margin and upto the following ceilings
For studies in India - Up to Rs. 10 lacs
For studies abroad - Up to Rs. 20 lacs\

8.Union Bank of India Education loan MARGIN
No margin for loans up to Rs. 4.00 lacs . However, for loan of higher amounts, the margin requirement is 5% for inland studies and 15% for studies abroad.

9.Union Bank of India Education loan Scholarship/assistance to be included in margin.

Margin maybe brought in on pro-rata basis as and when disbursement is made.

10.Union Bank of India Education loan REPAYMENT
Repayment holiday or Moratorium on loan: Course period + 1 year OR 6 months after job placement, whichever is earlier.

Starting from this point, the loan is to be repaid in 5-7 years after completion of course period/moratorium.

For More Details Please Visit: http://www.unionbankofindia.co.in/personal_retail_education.aspx

August 7, 2014

Procedure to Apply For US Visa from India Download Application Form

Procedure to Apply For US Visa from India Download Application Form

Procedure to Apply For US Visa from India Download Application Form : 1. How to Apply for US Visa from India - In recent days the number of students migrating from India to USA has been gradually increased. Most of the students are preferring to study in US as it has many top ranking universities and colleges.

2. Types of Visas:
Three types of Visas are -
1.    F-1 visa
2.    J-1 visa
3.    M-1 visa

3. Students who wish to migrate from India to US for higher studies need an F-1 student visa.

4. How to apply for Student Visa:
  • Download the F-1 student visa application guide.
  • Now choose a state in USA where you wish to study and stay. 
  • Now select the type of school to attend in USA such as University, College etc.
  • contact the University or school by email or phone and begin your admission process.
  • Based on your credentials the school sends you I-20 form.
  • With this I-20 form and F-1 student visa application guide, you can apply for a student Visa at a US.
  • Students are legally authorized to work in the USA while on an F-1 student visa.
5. A student visa will be rejected for the following reasons:
  • If find any discrepancy in the information provided by you
  • If you have submitted fake documents
  • If the interviewing officer didnt receive the necessary information from you
  • If you do not answer to question properly
  • If you attire is not proper
  • If you are unable to meet the financial standards to fund education and living cost
  • If you have secured Low GRE/IELTS/TOEFL scores
  • If you do not have proper knowledge about the college you are going to take admission
  • If your GRE/GPA/IELTS/TOEFL scores are poor
6. F-1 student visa application - https://www.usavisa.com/student.html


7. Candidates if you want to received all latest news updates about Study Abroad in Canada , Study Abroad in Europe, Study Abroad in Australia, Study Abroad in USA, Study in Germany, Education Loan for Study Abroad via Facebook, then join us on Facebook page. Candidates Touch with us for more updates or book mark this page for future reference.

October 19, 2013

Education Loan Documents Required India By Banks SBI, PNB, Canara Bank

Education Loan Documents Required India By Banks SBI, PNB, Canara Bank : 1. Most of the students dream high and fail to achieve them due to bad economical conditions of the family. In order to help these students, education loans have come in to existence to allow them to pursue higher education in India and abroad. So, guys hurry up and apply for this education loan to continue your studies without any hurdles. Applying for education loan is very simple process where you need to carry all your documents while applying for it. To assist our readers in this aspect, we have included the list of Documents required for Education loan in India by various Banks such as SBI, PNB, Canara etc.

Bank Loan
 
Education Loan Documents Required India2. Initially when you are applying for an education loan, banks will check your eligibility to get a loan by verifying your documents. So, candidates with right documents will be given more preference and assigning of loan would also be quicker with this. All the banks such as SBI, PNB, CANARA or any other commercial bank follow this procedure. 

3. Have a look at the list of documents necessary to apply for Education Loan and arrange them for easy loan.

Education Loan for all Banks
  • Documents required by SBI, PNB, Canara Bank for Education Loan:  
  • Qualifying examination marks sheet.
  • Proof of Age
  • Course expenses given by the college.
  • Proof of Residence
  • Passport size photographs.
  • Bank statements of borrower for last six months.
  • Proof of getting admission in college.
  • Certificate showing academic performances of student.
4. Candidates join us on Facebook for latest news and updates about Education Loan Documents Required India By Banks SBI, PNB, Canara Bank. Guys subscribe us for free email alerts and bookmark our page for future reference.

July 24, 2012

Education Loan in India for Study Abroad offering for various banks list

Education Loan in India for Study Abroad offering for various banks list

Education Loan in India for Study Abroad offering for various banks list : 1.Educations loans given by various banks all over India and Abroad. If you want to apply for educational loans for your higher study in India or Abroad then you can get the detailes about education loans provided by different sector banks

2.Click the following to get the details about Education loan given by variousBank in India.

3.Allahabad Bank Education Loan

4.Bank of Baroda Education Loan

5.Bank of India Education Loan (Vidya Vardhini Scheme)

6.Dena Bank Education Loan (Dena Vidya Laxmi Educational Loan Scheme)

7.Panjab National Bank Education Loan

8.HDFC Bank Education Loan

9.Central Bank Education Loan

10.State Bank Of India SBI Education Loan

11.State Bank of Hyderabad Education Loan

12.Syndicate Bank Loan

13.Union Bank of India Education Loan

Note: Candidates it is usefull to you bookmark this page future reference and share to you friends.
Syndicate Bank Education Loan Online Application Form, Interest Rate, Abroad (Syndviya Education Loan)

Syndicate Bank Education Loan Online Application Form, Interest Rate, Abroad (Syndviya Education Loan)


Syndicate Bank Education Loan Online Application Form, Interest Rate, Abroad (Syndviya Education Loan) : 1.Syndicate Bank Education Loan will be providing education study loan for India, Abroad for college student. so All the interest Candidates to follow the Interest rate, Criteria, EMI Calculator, Subsidy Procedure to below will providing below.

2.Syndicate Bank Education Loan official Website @ www.syndicatebank.in

3."SyndVidya" A SyndicateBank's Education Loan Scheme

4.Syndicate Bank Education Loan Eligibility Criteria

(a) Any student who is a major representing himself or a minor student represented by parent or guardian of Indian nationality.

(b) Must have secured admission on the basis of merit to professional/ technical/other courses through entrance test/selection process.

(c) Must have secured admission to foreign university/institution (for studies abroad).

5.Syndicate Bank Education Loan Courses Eligible

a) Studies in India.

(1) School education including plus 2 stage.
(2) Graduation: B.A., B.Com, B.Sc., etc.
(3) Post graduation: Masters & Ph.d.
(4) Professional courses: Engineering, Medical, Agriculture, Veterinary, Law, Dental Management, Computer etc. in respect of Management studies, apart from university affiliation course should also be approved by All India Council for Technical Education. For Computer education, the recognised training institute should have accreditation of DOE, Govt of India to conduct the course under Department of Electronics.
(5) Computer certificate courses of reputed institutes accredited to Department of Electronics or Institutes affiliated to Universities.
(6) Courses like ICWA, CA, CFA etc.
(7) Courses conducted by IIM, IIT, IISc, XLRI, NIFT etc.
(8) Courses offered in India by reputed foreign universities.
(9) Evening courses of approved institutes.
(10) Other courses leading to diploma / degree etc. conducted by colleges / universities approved by UGC / Govt AICTE / AIBMS / ICMR etc.
(11) Courses offered by National Institutes and other reputed private institutions acceptable to the Bank.

b) Studies abroad.

(1) Graduation : For job oriented professional/technical courses offered by reputed universities.
(2) Post Graduation: MCA, MBA, MS. Etc.
(3) Courses conducted by CIMA-London, CPA in USA etc.
(4) Foreign Diploma courses are not eligible.

6.Syndicate Bank Education Loan Student Eligibility

(1) Should be an Indian National.
(2) Secured admission on the basis of merit to professional/technical courses through Entrance Test/Selection process.
(3) Secured admission to foreigh university / institutions.
(4) The student who is a major representing himself or a minor student represented by parent or guardian.

7.Syndicate Bank Education Loan Quantum of Loan

(1) Need based finance to meet expenses such as fee payable to college / school / hostel, examination fee, cost of books, travel / passage fare for studies abroad etc.
(2) Capitation fee / donation / external coaching fee are not eligible for finance.
(3) Maximum of Rs.7.50 lac for studies in India and Rs.15 lac for studies abroad.

8.Syndicate Bank Education Loan Margin

(1) For loans upto Rs.4 lac - No Margin required.
(2) For loans above Rs.4 lac - 5% for study in India and 15% for study abroad.

9.Syndicate Bank Education Loan Security

(1) For loans upto Rs.4 lac - NIL.
(2) For loans above Rs.4 lac and upto Rs.7.50 lac - Collateral in the form of satisfactory third party guarantee acceptable to the Bank.
(3) For loans above Rs.7.50 lac - Collateral security equal to 100% of the loan amount with suitable margin and a third party guarantee acceptable to the Bank.

9.Syndicate Bank Education Loan Interest w.e.f. 01.10.2004

For loans upto Rs.7.50 lakhs - 10.00 %.
For loans above Rs.7.50 lakhs - 9.50 %.

10.Syndicate Bank Education Loan Repayment

In 5 to 7 years commencing one year after completion of the course or 6 months after securing the job whichever is earlier.

For More Details Please Visit: www.syndicatebank.in/scripts/SyndVidya.aspx
Subscribe to: Posts (Atom)