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Showing posts with label Bank Loan. Show all posts
Showing posts with label Bank Loan. Show all posts

July 11, 2015

Dena Bank Education Loan - Interest Rate, Eligibility

Dena Bank Education Loan - Interest Rate, Eligibility

1.Dena Bank Education Loan (Dena Vidya Laxmi Educational Loan Scheme) will be providing education study loan for India, Abroad for college student. so All the interest Candidates to follow the Interest rate, Criteria, EMI Calculator, Subsidy Procedure, Scheme to below will providing below.

 2. Dena Bank Education Loan (Dena Vidya Laxmi Educational Loan Scheme) official Website @ www.denabank.com

 3. Dena Vidya Laxmi Educational Loan Scheme

 4. Dena Bank Education Loan (Dena Vidya Laxmi Educational Loan Scheme) Course Eligibility

 5. Dena Bank Education Loan (Dena Vidya Laxmi Educational Loan Scheme) Study in India: Graduation courses, Post-Graduation courses, Masters & PhD, Professional courses.

 6. Dena Bank Education Loan Study Abroad: Graduation for professional/ technical courses offered by reputed universities; Post Graduation (MCA, MBA, MS)

 7. Dena Bank Education Loan (Dena Vidya Laxmi Educational Loan Scheme) Loan Amount

 (a) Upto Rs.10 lakhs for studies in India.
(b) Upto- Rs. 20 lakhs for studies abroad.

 8.Dena Bank Education Loan (Dena Vidya Laxmi Educational Loan Scheme) Margin

 (a) Upto Rs. 4 lakhs - NIL for study in India and abroad.
(b) Above Rs. 4 lakhs- 5% for study in India and 15% for study abroad.

 8.Dena Bank Education Loan (Dena Vidya Laxmi Educational Loan Scheme) Repayment

 Moratorium- Course period + 1 year or 6 months after getting a job, whichever is earlier.
Repayment period- 5-7 years after start of repayment.

 9.For More Details Please Visit: www.denabank.com/viewsection.jsp?id=0,4,26,68
SBI Education Loan Online Application Form, Interest Rate, Abroad

SBI Education Loan Online Application Form, Interest Rate, Abroad

SBI (State Bank Of India) Education Loan Online Application Form, Interest Rate, Abroad : 1. State Bank Of India Education Loan SBI will be providing education study loan for India, Abroad for college student. so All the interest Candidates to follow the Interest rate, Criteria, EMI Calculator, Subsidy Procedure to below will providing below.

2. State Bank Of India Education Loan official Website @ www.statebankofindia.com

3. State Bank Of India Education Loan Eligible Courses

All courses having employment prospects are eligible : (a) Graduation courses/ Post graduation courses/ Professional courses
(b) Other courses approved by UGC/Government/AICTE etc.

4. State Bank Of India Education Loan Expenses considered for loan
(a) Fees payable to college/school/hostel
(b) Examination/Library/Laboratory fees
(c) Purchase of Books/Equipment/Instruments/Uniforms
(d) Caution Deposit/Building Fund/Refundable Deposit (maximum 10% tution fees for the entire course)
(e) Travel Expenses/Passage money for studies abroad
(f) Purchase of computers considered necessary for completion of course
(g) Cost of a Two-wheeler upto Rs. 50,000/-
Any other expenses required to complete the course like study tours, project work etc.

5. State Bank Of India Education Loan Amount of Loan
(a) For studies in India, maximum Rs. 10 lacs
(b) Studies abroad, maximum Rs. 20 lacs

6. State Bank Of India Education Loan Interest Rates
(a) For loans up to Rs.4 lacs - 12.25% p.a. Floating
(b) For loans above Rs.4 lacs - 13.25% p.a. Floating

7. State Bank Of India Education Loan Security : Upto Rs 4 lacs no security. Above Rs. 4lacs : collateral security equal to 100% of loan amount or guarantee of third person known to the bank and good for the loan amout.

8. State Bank Of India Education Loan Margin
(a) For loans up to Rs.4.0 lacs : No Margin
(b) For loans above Rs.4.0 lacs:
(c) Studies in India: 5%
(d) Studies Abroad: 15%

9. State Bank Of India Education Loan Repayment :

10. State Bank Of India Education Loan Repayment holiday/Moratorium: Course period + 1 year 0r 6 months after getting job/starts earning, whichever is earlier. The loan to be repaid in 5-7 years after commencement of repayment

11. For More Details Please Visit: https://www.sbi.co.in/user.htm?action=sbiEdulLoan or https://www.sbi.co.in/portal/web/student-platform/student-loan

February 19, 2015

Union Bank of India Education loan Online Application Form, Interest Rate, Abroad

Union Bank of India Education loan Online Application Form, Interest Rate, Abroad

Union Bank of India Education loan Online Application Form, Interest Rate, Abroad : 1. Union Bank of India Education loan will be providing education study loan for India, Abroad for college student. so All the interest Candidates to follow the Interest rate, Criteria, EMI Calculator, Subsidy Procedure to below will providing below.

2.Union Bank of India Education loan official Website @ www.unionbankofindia.co.in

3.Union Education loan scheme

4.Union Bank of India Education loan OBJECTIVE & PURPOSE
The scheme aims at providing financial assistance on reasonable terms:
(a) To the poor and needy students that they may undertake basic education
(b) To meritorious students that they may pursue higher or professional or technical education

4.Union Bank of India Education loan ELIGIBILITY
The student applying for UNION EDUCATION Loan ought to:
(a) Be an Indian National
(b) Has secured admission to professional or technical courses through an appropriate Entrance Test or selection process
(c) Has secured admission to a foreign University
(d) Has passed an appropriate qualifying examination

1. Studies in India
(a) School education up to +2
(b) Graduation/Post-Graduation
(c) Professional course
(d) Management course
(e) Special Education Loan Scheme for Students pursuing courses from approved institutions like IITs/IIMs/ /NIT XLRI/BITS/VIT/IISc/S.P. Jain Institute Of Management/Symbiosis Institute Of Management and T.S. Chanakya, Navi Mumbai- Nautical Science and MERI, Calcutta, Marine Engineering, MERI, Mumbai, Maritime Science.

2. Studies Abroad :
(a) Graduation: For job-oriented professional or technical courses offered by reputed universities
(b) Post-Graduation: MCA, MBA, MS and such other courses
(c) Courses conducted by CIMA, London, CPA, USA., and such other institution

5.Union Bank of India Education loan PURPOSE
(a) To the poor and needy students to undertake basic education
(b) To meritorious students to pursue higher or professional or technical education

6.Union Bank of India Education loan CONDITIONS
(a) The Parent/Guardian of the student who is availing loan from our bank shall be made co-obligator/joint borrower irrespective of the age of such students.
(b) The Loan Accounts of students applying through college/institutions will be sanctioned/disbursed at the branch nearest to permanent residence/place of domicile of the borrower student.
(c) Loan will be disbursed directly to the college/institute.
(d) Student to produce mark list of previous term/semester before availing next installment.
(e) Student /Parent to provide latest mailing address before availing next installment.
(f) In case of parents with transferable job, new address to be provided before availing installments.

7.Union Bank of India Education loan QUANTUM OF LOAN
Need-based finance subject to repayment capacity of the parent or student with margin and upto the following ceilings
For studies in India - Up to Rs. 10 lacs
For studies abroad - Up to Rs. 20 lacs\

8.Union Bank of India Education loan MARGIN
No margin for loans up to Rs. 4.00 lacs . However, for loan of higher amounts, the margin requirement is 5% for inland studies and 15% for studies abroad.

9.Union Bank of India Education loan Scholarship/assistance to be included in margin.

Margin maybe brought in on pro-rata basis as and when disbursement is made.

10.Union Bank of India Education loan REPAYMENT
Repayment holiday or Moratorium on loan: Course period + 1 year OR 6 months after job placement, whichever is earlier.

Starting from this point, the loan is to be repaid in 5-7 years after completion of course period/moratorium.

For More Details Please Visit: http://www.unionbankofindia.co.in/personal_retail_education.aspx

December 2, 2013

How to Apply for Education Loan | Interest Rates All Banks Lists

How to Apply for Education Loan | Interest Rates All Banks Lists : 1. Education loan presents economic assistance to those scholars who have the needed talent and abilities to make a assess in future but don’t have enough cash for higher Education. There is a entire list of banks which constitute almost banks present today and offer informative borrowings to students at different interest rates and almost same situation.

How to Apply for Education Loan2. Through this item, we will study on How to Apply for Education Loan and supply Banks List with smallest Interest Rates.

3. Education loan covers different costs including tuition fees and other costs and the repayment of it starts only after one year of the completion of the events OR six months after getting a job, whichever is previous. The period of repayment can extend for about 5-7 years. Only the interest has to be paid throughout the tenure of the programme.

 Education loan documents required India
Education Loan in India for Study Abroad offering for various banks list
Panjab National bank education loan
Syndicate bank education loan
Union bank of India education loan

Bank
1 Year to < 2 years
2 Years to < 3 years
3 Years to < 5 years
More than 5
8.75%
8.50%
8.50%
8.00%
Andhra Bank
9.25%
8.50%
8.60%
8.00%
Axis Bank
9.25%
8.50%
8.50%
8.50%
9.35%
9.00%
8.50%
8.50%
9.25%
8.25%
8.25%
7.00%
Bank of Maharashtra
8.30%
8.60%
8.60%
8.30%
Canara Bank
9.10%
9.25%
8.75%
8.75%
9.25%
8.75%
8.80%
8.80%
9.00%
9.00%
9.00%
8.75%
8.50%
9.25%
8.25%
8.25%
ICICI Bank
9.25%
9.25%
8.75%
8.75%
IDBI Bank
9.25%
9.25%
9.00%
9.00%
Indian Bank
9.50%
8.50%
8.50%
8.00%
Indian Overseas Bank
9.25%
8.75%
9.00%
9.00%
Indus Ind Bank
9.00%
8.75%
9.50%
8.75%
J&K Bank
9.50%
8.75%
8.50%
8.50%
Karnataka Bank
9.75%
9.50%
9.25%
8.75%
Karur Vysya Bank
10.25%
9.75%
9.00%
9.00%
Kotak Bank
9.25%
9.40%
9.25%
9.25%
PNB




Punjab and Sind Bank
9.55%
9.60%
9.05%
8.75%
South Indian Bank
9.75%
8.75%
8.75%
8.25%
%
9.25%
8.75%
8.75%
8.75%
9.25%
8.25%
8.50%

5. Candidates join us on Facebook for latest news and updates about Education Loan. Guys subscribe us for free email alerts and bookmark our page for future reference.

October 19, 2013

Education Loan Documents Required India By Banks SBI, PNB, Canara Bank

Education Loan Documents Required India By Banks SBI, PNB, Canara Bank : 1. Most of the students dream high and fail to achieve them due to bad economical conditions of the family. In order to help these students, education loans have come in to existence to allow them to pursue higher education in India and abroad. So, guys hurry up and apply for this education loan to continue your studies without any hurdles. Applying for education loan is very simple process where you need to carry all your documents while applying for it. To assist our readers in this aspect, we have included the list of Documents required for Education loan in India by various Banks such as SBI, PNB, Canara etc.

Bank Loan
 
Education Loan Documents Required India2. Initially when you are applying for an education loan, banks will check your eligibility to get a loan by verifying your documents. So, candidates with right documents will be given more preference and assigning of loan would also be quicker with this. All the banks such as SBI, PNB, CANARA or any other commercial bank follow this procedure. 

3. Have a look at the list of documents necessary to apply for Education Loan and arrange them for easy loan.

Education Loan for all Banks
  • Documents required by SBI, PNB, Canara Bank for Education Loan:  
  • Qualifying examination marks sheet.
  • Proof of Age
  • Course expenses given by the college.
  • Proof of Residence
  • Passport size photographs.
  • Bank statements of borrower for last six months.
  • Proof of getting admission in college.
  • Certificate showing academic performances of student.
4. Candidates join us on Facebook for latest news and updates about Education Loan Documents Required India By Banks SBI, PNB, Canara Bank. Guys subscribe us for free email alerts and bookmark our page for future reference.

July 24, 2012

Education Loan in India for Study Abroad offering for various banks list

Education Loan in India for Study Abroad offering for various banks list

Education Loan in India for Study Abroad offering for various banks list : 1.Educations loans given by various banks all over India and Abroad. If you want to apply for educational loans for your higher study in India or Abroad then you can get the detailes about education loans provided by different sector banks

2.Click the following to get the details about Education loan given by variousBank in India.

3.Allahabad Bank Education Loan

4.Bank of Baroda Education Loan

5.Bank of India Education Loan (Vidya Vardhini Scheme)

6.Dena Bank Education Loan (Dena Vidya Laxmi Educational Loan Scheme)

7.Panjab National Bank Education Loan

8.HDFC Bank Education Loan

9.Central Bank Education Loan

10.State Bank Of India SBI Education Loan

11.State Bank of Hyderabad Education Loan

12.Syndicate Bank Loan

13.Union Bank of India Education Loan

Note: Candidates it is usefull to you bookmark this page future reference and share to you friends.
Syndicate Bank Education Loan Online Application Form, Interest Rate, Abroad (Syndviya Education Loan)

Syndicate Bank Education Loan Online Application Form, Interest Rate, Abroad (Syndviya Education Loan)


Syndicate Bank Education Loan Online Application Form, Interest Rate, Abroad (Syndviya Education Loan) : 1.Syndicate Bank Education Loan will be providing education study loan for India, Abroad for college student. so All the interest Candidates to follow the Interest rate, Criteria, EMI Calculator, Subsidy Procedure to below will providing below.

2.Syndicate Bank Education Loan official Website @ www.syndicatebank.in

3."SyndVidya" A SyndicateBank's Education Loan Scheme

4.Syndicate Bank Education Loan Eligibility Criteria

(a) Any student who is a major representing himself or a minor student represented by parent or guardian of Indian nationality.

(b) Must have secured admission on the basis of merit to professional/ technical/other courses through entrance test/selection process.

(c) Must have secured admission to foreign university/institution (for studies abroad).

5.Syndicate Bank Education Loan Courses Eligible

a) Studies in India.

(1) School education including plus 2 stage.
(2) Graduation: B.A., B.Com, B.Sc., etc.
(3) Post graduation: Masters & Ph.d.
(4) Professional courses: Engineering, Medical, Agriculture, Veterinary, Law, Dental Management, Computer etc. in respect of Management studies, apart from university affiliation course should also be approved by All India Council for Technical Education. For Computer education, the recognised training institute should have accreditation of DOE, Govt of India to conduct the course under Department of Electronics.
(5) Computer certificate courses of reputed institutes accredited to Department of Electronics or Institutes affiliated to Universities.
(6) Courses like ICWA, CA, CFA etc.
(7) Courses conducted by IIM, IIT, IISc, XLRI, NIFT etc.
(8) Courses offered in India by reputed foreign universities.
(9) Evening courses of approved institutes.
(10) Other courses leading to diploma / degree etc. conducted by colleges / universities approved by UGC / Govt AICTE / AIBMS / ICMR etc.
(11) Courses offered by National Institutes and other reputed private institutions acceptable to the Bank.

b) Studies abroad.

(1) Graduation : For job oriented professional/technical courses offered by reputed universities.
(2) Post Graduation: MCA, MBA, MS. Etc.
(3) Courses conducted by CIMA-London, CPA in USA etc.
(4) Foreign Diploma courses are not eligible.

6.Syndicate Bank Education Loan Student Eligibility

(1) Should be an Indian National.
(2) Secured admission on the basis of merit to professional/technical courses through Entrance Test/Selection process.
(3) Secured admission to foreigh university / institutions.
(4) The student who is a major representing himself or a minor student represented by parent or guardian.

7.Syndicate Bank Education Loan Quantum of Loan

(1) Need based finance to meet expenses such as fee payable to college / school / hostel, examination fee, cost of books, travel / passage fare for studies abroad etc.
(2) Capitation fee / donation / external coaching fee are not eligible for finance.
(3) Maximum of Rs.7.50 lac for studies in India and Rs.15 lac for studies abroad.

8.Syndicate Bank Education Loan Margin

(1) For loans upto Rs.4 lac - No Margin required.
(2) For loans above Rs.4 lac - 5% for study in India and 15% for study abroad.

9.Syndicate Bank Education Loan Security

(1) For loans upto Rs.4 lac - NIL.
(2) For loans above Rs.4 lac and upto Rs.7.50 lac - Collateral in the form of satisfactory third party guarantee acceptable to the Bank.
(3) For loans above Rs.7.50 lac - Collateral security equal to 100% of the loan amount with suitable margin and a third party guarantee acceptable to the Bank.

9.Syndicate Bank Education Loan Interest w.e.f. 01.10.2004

For loans upto Rs.7.50 lakhs - 10.00 %.
For loans above Rs.7.50 lakhs - 9.50 %.

10.Syndicate Bank Education Loan Repayment

In 5 to 7 years commencing one year after completion of the course or 6 months after securing the job whichever is earlier.

For More Details Please Visit: www.syndicatebank.in/scripts/SyndVidya.aspx

July 20, 2012

State Bank of Hyderabad Education Loan (SBH) Online Application Form, Interest Rate, Abroad

State Bank of Hyderabad Education Loan (SBH) Online Application Form, Interest Rate, Abroad

State Bank of Hyderabad Education Loan (SBH) Online Application Form, Interest Rate, Abroad : 1.State Bank of Hyderabad Education Loan (SBH) will be providing education study loan for India, Abroad for college student. so All the interest Candidates to follow the Interest rate, Criteria, EMI Calculator, Subsidy Procedure to below will providing below.

2.State Bank of Hyderabad Education Loan (SBH) official Website @ www.sbhyd.com

3.State Bank of Hyderabad Education Loan Purpose To consider second loan to students for prosecuting Higher Studies in India & Abroad

4.State Bank of Hyderabad Education Loan Eligibility To students who have already availed education loan and prosecuting for higher studies. Financing will be considered within 1 year of completing the course already financed.

5.State Bank of Hyderabad Education Loan Amount of finance Combined limit should not exceed Rs.7.50 lacs for studies in India & Rs. 15 lacs in Abroad

6.State Bank of Hyderabad Education Loan Margin money As per the original scheme on the combined limit

7.State Bank of Hyderabad Education Loan Repayment Period 5 to 7 years repayment period after completion of higher education.

Processing charges -- NIL --

8.For More Details Please Visit: http://www.sbhyd.com/educational-loan/
Central Bank Education Loan Online Application Form, Interest Rate, Abroad - CENT Vidyarthi Education Loan

Central Bank Education Loan Online Application Form, Interest Rate, Abroad - CENT Vidyarthi Education Loan

Central Bank Education Loan Online Application Form, Interest Rate, Abroad - CENT Vidyarthi Education Loan : 1.Central Bank Education Loan - CENT Vidyarthi will be providing education study loan for India, Abroad for college student. so All the interest Candidates to follow the Interest rate, Criteria, EMI Calculator, Subsidy Procedure to below will providing below.

2.Central Bank Education Loan official Website @ www.centralbankofindia.co.in

3.Central Bank Education Loan CENT Vidyarthi Education Loan Objective
The scheme aims at providing financial assistance on reasonable terms :
(a) To the poor and needy to undertake basic education.
(b) To the student/employed persons to pursue higher education

4.Central Bank Education Loan Eligibility Studies in India :
(a) School education including plus 2 stages.
(b) Graduation courses - B.A, B.Com, B.Sc etc
(c) Post Graduation courses - Masters & Ph.D
(d) Professional courses - Engineering, Medical, Agriculture, Veterinary, Law,
(e) Dental, Management, Computer etc.
(f) Computer Certificate course of reputed institutions accredited to
(g) Department of Electronics or Institutions affiliated to University.
(h) Courses like ICWA, CA, CFA, etc.
(i) Courses conducted by IIM, IIT, IISc, XLRI, NIFT etc.
(j)Courses offered in India by reputed Foreign Universities.
(k) Evening courses of approved institutions.
(l) Other courses leading to Diploma/Degree etc. conducted by Colleges/Universities approved by UGC/Govt./AICTE/ICMR etc.
(m) Courses offered by National Institutes and other reputed private institutions. Any other institution courses depending on future prospects/recognition by user institutions deemed proper by the Bank.

5.Central Bank Education Loan Studies Abroad :
(a) Graduation : For job oriented professional/technical courses offered by reputed Universities.
(b) Post Graduation : MCA, MBA, MS. etc.
(c) Courses conducted by Chartered Institute of Management Accountants (CIMA) - London, Chartered Public Accountant (CPA) - USA etc.

6.Central Bank Education Loan Students Eligibility
(a) Should be an Indian National.
(b) Student should be in the age group of 16 to 40 yrs
(c) Secured admission to Professional/Technical courses through Entrance Test/Selection Process.
(d) Secured admission to Foreign University/Institutions.

7.Central Bank Education Loan Quantum of Finance Need based finance subject to repaying capacity of the parents/students with margin and the following ceilings:

Studies in India - Maximum Rs. 7.50 lacs
Studies Abroad - Maximum Rs. 15.00 lacs

8.Central Bank Education Loan Margin
Upto Rs. 4 lacs - No margin
Above Rs. 4 Lakhs In India 5%

9.Central Bank Education Loan Security

Upto Rs.4 Lakhs: No security .Only to take co-obligation of either or both parents/guardian
Above Rs.4 Lakhs and upto Rs 7.50 Lakhs: Collateral in the form of satisfacfactory third party guarantee

Above Rs.7.50 Lakhs: Collateral security of suitable value or co-obligation of parents/ guardians/ third party along with the assignment of future income of the student for payment of installments
Abroad 15%

10.For More Details Please Visit: www.centralbankofindia.co.in/english/loan_vidyarthi.asp
Panjab National Bank Education Loan Online Application Form, Interest Rate, Abroad - Vidyalakshyapurti

Panjab National Bank Education Loan Online Application Form, Interest Rate, Abroad - Vidyalakshyapurti

Panjab National Bank Education Loan Online Application Form, Interest Rate, Abroad - Vidyalakshyapurti : 1.Panjab National Bank Education Loan - Vidyalakshyapurti will be providing education study loan for India, Abroad for college student. so All the interest Candidates to follow the Interest rate, Criteria, EMI Calculator, Subsidy Procedure to below will providing below.

2.Panjab National Bank Education Loan official Website @ www.pnbindia.com

3.EDUCATION LOAN - "VIDYALAKSHYAPURTI" The Scheme enables all type of needy students viz, students of +2 stage, Graduation courses – B.A, B.Com, B.Sc, etc, Post Graduation courses, Masters in Ph.D, Professional courses, Engineering, Medical, Agriculture, Veterinary, Law, Dental, Management, Computer etc, Computer Certificate courses of reputed Institutes accredited to Department of Electronics or institutes affiliated to University, Courses like ICWA, C.A, CFA, etc, courses conducted by IIM, IIT, IISc, XLRI, NIFT, etc, Evening Courses of reputed Institutes, Diploma/Degree courses conducted by Colleges/Universities approved by UGC/Govt./AICTE/AIBMS/ICMR, etc, Courses offered by National Institutes and other reputed Private Institutes.

4.Panjab National Bank Education Loan Student eligibility
(a) Should be an Indian National.
(b) Secured admission to Professional / Technical courses through Entrance Test / Selection process.
(c)Secured admission to foreign University / Institutions.
(d)Student should have secured pass marks in the qualifying Examination for admission to Graduation Courses.

5.Panjab National Bank Education Loan Expenses considered for Loan
(a) Fee payable to College / School / Hostel
(b) Examination / Library / Laboratory fee.
(c) Purchase of books / equipments / instruments / uniforms.Secured admission to foreign University / Institutions.
(d) Caution Deposit / Building Fund / Refundable Deposit supported by Institution Bills / Receipts.
(e) Travel Expenses / Passage money for studies abroad.
(f) Purchase of computers - essential for completion of the Course.
(g) Boarding and lodging expenses in recognised Boarding Houses / private accomondations
(h) Any other expense required to complete the course - like study tours, project work, thesis, etc.

6.Panjab National Bank Education Loan Quantum of Finance Need based finance, subject to repaying capacity of the parents / students with margin and the following ceilings :-
For studies in India: Maximum Rs.7.50 lacs.
For studies abroad: Maximum Rs.15.00 lacs.

7.Panjab National Bank Education Loan Margin
Upto Rs.4.00 lacs: - Nil.
Above Rs.4.00 lacs:
Studies in India 5%
Studies Abroad 15%

8.Panjab National Bank Education Loan Security:
Upto Rs.4.00 lacs: No Security.
Above Rs4 lacs and Upto Rs 7.5 lacs: 3rd party guarantee acceptable to the Bank.
Above Rs 7.5 lacs: Collateral Security of Suitable value or suitable 3rd party guarantee.

9.Panjab National Bank Education Loan Important The security can be in the form of land / building / Govt. Securities / Public Sector Bonds / Units of UTI, NSC, KVP, LIC Policy, Gold, Shares / Debentures, Bank Deposit in the name of the student parent / guardian or any other third party with suitable Margin.
The document should be executed by both the student and the parent/guardian.

10.Panjab National Bank Education Loan Rate of Interest
upto Rs. 4 lacs BPLR+TERM PREMIA minus 1.25
Above Rs.4 lacs BPLR + TERM PREMIA+1%

11.Panjab National Bank Education Loan Repayment Holiday / Moratorium
Coursee period + 1 year OR 6 months after getting job, whichever is earlier.

12.For More details Please Visit: www.pnbindia.com/c_vidya.htm

July 19, 2012

HDFC Bank Education Loan Online Application Form,Interest Rate,Abroad

HDFC Bank Education Loan Online Application Form,Interest Rate,Abroad

1.HDFC Bank Education Loan will be providing education study loan for India, Abroad for college student. so All the interest Candidates to follow the Interest rate, Criteria, EMI Calculator, Subsidy Procedure, Scheme to below will providing below.

2.HDFC Bank Education Loan official Website @ www.hdfcbank.com


3.HDFC Bank Education Loan Features & Benefits

(a) Loans upto Rs.10 Lakhs for Education in India and upto Rs.20 Lakhs for Education abroad#

(b) Attractive interest rates.

(c) Repayment to start 1 year after course completion / 6 months after obtaining employment (whichever is earlier)

(d) Loan available upto tenure of 7 years including moratorium period.

(f) Tax Benefits availaible under Section 80E of the IT Act *

(g) Hassle free loans and speedy approvals.

(h) Convenience of service at your doorstep.

(i) Loans available for other course related expenses also!

4.HDFC Bank Education Loan Eligibility:

(a) You need to be an Indian National.

(b) You should be aged between 16 - 35 yrs.

(c) Collateral is required for all loans greater than Rs. 7.5 Lakhs.

(d) All Loans require a co-applicant.

For More Details Please Visit: www.hdfcbank.com/personal/loans/educational_loan/educational_loans.htm
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